Our Team

Our full-time founders have applied their 50 years of experience and domain knowledge to develop a business that transforms the life insurance experience for brokers, consumers, and insurance carriers. 


We have experience in most aspects of life insurance ranging designing and building systems for MetLife, product development, wholesaling for Citigroup & Travelers, managing independent brokerages, creating industry innovations and consulting for fortune 500 companies. In addition, we have been instrumental in founding and running InsurTech NY which is helping to support and drive innovation in the insurance industry. 



Tim Stoner
  • LinkedIn Social Icon
Brett Smith
  • LinkedIn Social Icon

Mr. Stoner has extensive start-up experience with 25 years working with financial services companies



  • Grey LinkedIn Icon

Mr. Smith is a life insurance expert and entrepreneur with over 22 years of experience.



  • Grey LinkedIn Icon
Send Us a Message


Brooklyn, NY 11205

  • White LinkedIn Icon
  • White Facebook Icon
  • White Twitter Icon

© 2018 by Black Bear Life Inc.                            Products Underwritten by Black Bear Life